What is a Short Sale? A short sale allows you to sell your property for less than the amount owed on your mortgage. This option helps you avoid foreclosure and the associated stress.

Why Choose a Short Sale?

• Relief from Financial Burden: A short sale can alleviate the financial pressure of an unmanageable mortgage, giving you peace of mind. It allows you to transition out of your current financial commitment without the burden of repaying the full mortgage amount.
• Bank Covers Closing Costs: You won’t have to worry about closing costs – the bank takes care of these expenses, making the process smoother for you.
• Debt Settlement: Your debt gets settled, allowing you to move forward without the weight of foreclosure on your shoulders.

The Downsides of Foreclosure:

• Severe Credit Impact: A foreclosure can significantly damage your credit score, making it difficult to obtain loans or credit in the future.
• Long-Term Consequences: Foreclosure stays on your credit report for up to seven years, impacting your ability to secure housing, loans, and sometimes even employment.
• Emotional Stress: The foreclosure process can be emotionally draining, as it involves legal proceedings, potential eviction, and the loss of your home.
• Financial Repercussions: Foreclosure may result in a deficiency judgment, where the lender seeks to recover the remaining balance owed after the sale of the property.

 If you’re facing financial hardship, contact me to see if you qualify for a short sale. As an experienced Realtor specializing in short sales, I will guide you through the process and start working on your case as soon as possible.

Don’t let the stress of foreclosure overwhelm you. Reach out today to explore how a short sale can provide the relief you need and help you start anew.

Guidance Through Paperwork: Navigating the paperwork for a short sale can be complex, but I’m here to guide you through every step. From gathering the necessary documentation to submitting your short sale package, I’ll ensure everything is in order to put things in motion.

Quick Approval Process: Typically, it takes about 30 days to get a short sale approved. During this time, we will price your house at its assessed market value to attract offers.

Educating Buyers and Agents: I will educate prospective buyers and their realtors about the benefits of a short sale, addressing any concerns they might have. This ensures they are not deterred by the term “short sale” and are encouraged to make offers that align with the bank’s guidelines.

Get Started Today: Contact me to see if you qualify for a short sale. As an experienced Realtor specializing in short sales, I’ll start the process immediately and provide the support you need to navigate this challenging time. Let’s work together to find the best solution for your financial relief.